Struggling with multiple debts? Our Advanced Debt Payoff Calculator helps you create a customized repayment plan to eliminate debt faster while saving on interest. Whether you have credit cards, loans, or mortgages, this tool compares the Avalanche (highest interest first) and Snowball (smallest balance first) methods to find the best strategy for your financial goals.

✅ Visualize your debt-free timeline
✅ Calculate interest savings
✅ Optimize monthly payments
✅ Track progress with interactive charts

1. Add Your Debts

   • Enter each debt’s name, balance, interest rate, and minimum payment.

   • Click “Add Debt” to include it in your repayment plan.

2. Set Your Budget

   • Input the total monthly amount you can allocate toward debt repayment.

3. Calculate & Compare

   • Click “Calculate Payoff Plans” to see detailed results.

   • Compare Avalanche vs. Snowball methods to decide which works best for you.

✔ Debt Summary Dashboard – See total debt, average interest rate, and payoff timeline at a glance.
✔ Interactive Charts – Visualize debt distribution with a color-coded doughnut chart.
✔ Payment Schedules – View month-by-month breakdowns of principal, interest, and remaining balances.
✔ Method Comparison – See which strategy (Avalanche or Snowball) saves you more money or pays off debts faster.

• Tab → Move between input fields

• Enter → Submit a debt entry

• Escape → Clear the current input

📱 Mobile-Friendly – Easily use the calculator on smartphones and tablets.
💻 Desktop-Optimized – Full-screen mode for better visibility on PCs and laptops.
🔄 Seamless Experience – Adjusts automatically to any screen size for smooth navigation.

Start Your Debt-Free Journey Today!

With this powerful tool, you can take control of your finances, save on interest, and become debt-free faster. Try it now and see the difference a smart repayment plan can make! 🚀